How To Avoid Medicare Open Enrollment Confusion



.mp3 audio package
ANCHOR LEAD: From co-pays, to deductibles, to prescription drug plans, comparing and choosing Medicare insurance coverage can be confusing. Brian Osuch has more on what you should be paying attention to this time of year if you're 65 or older. (:60) SCRIPT: Health Care Now, I'm Brian Osuch. It's Medicare Open Enrollment time, and that means Medicare beneficiaries can make changes to their health and prescription drug plans that best meet their current needs – and save money. Director of Health Services Research for AARP's Public Policy Institute, Leigh Purvis says there are four C's to consider when re-evaluating your health coverage. CUT: (Purvis) The first is cost, which is really taking a hard look at how much the premiums are going to be, and how much the out-of-pocket cost sharing is going to be for various services or prescription drugs. The second is coverage, and that is making sure that the physicians and pharmacists and pharmacies that you visit are actually covered under the plan that you're looking at. The third is convenience, and that's making sure that the pharmacies and the doctors that you visit are near by that are covered. And the fourth is customer service. And that's taking a hard look at whether or not the plan offers good customer service and good quality of care. SCRIPT: For more information, go to AARP.org/Medicare. That's Health Care Now from AARP.
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